A Holistic Approach to Define Important Digital Skills for the Digital Society

The study defines and evaluates digital skills in modern digital societies, especially in the context of managing digital currencies. It is based on the EU’s DigComp framework and assesses digital skills related to cryptocurrency usage, such as information management, security, communication, and problem-solving related to digital currency use. 

The report highlights that as digital transactions and cryptocurrency use grow, citizens will need more skills like security awareness, data knowledge, and problem-solving. The report found that education level and age significantly influence digital proficiency. It shows that young and educated individuals adapt more easily to tools like transaction platforms, while older populations struggle to acquire these skills. Moreover, the analysis identifies five core dimensions of digital competences: information and data knowledge, communication and collaboration, digital content creation, security, and problem resolution.

The report suggest that enhancing digital skills is crucial for financial transactions as well as broader social inclusion and adapting to technological advancements. The study recommends making use of frameworks like DigComp to create targeted education and training to improve digital literacy, particularly focusing on problem-solving skills. These actions would contribute bridging digital divides, enabling individuals to benefit from the opportunities offered by cryptocurrencies and the digital economy while reducing risks.